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Steve Kruschke, Pleasanton California Realtor - http://www.tri-valleyre.com
Steve is your realtor specializing in the Pleasanton, Livermore, Dublin, and San Ramon, CA area.
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How to Get a Fair Appraisal
By Pat Mertz Esswein, Associate Editor
From Kiplinger's Personal Finance magazine, April 2010
Don't let a bad appraisal mess up your deal. This might happen if the prospective buyer of your home is seeking a conforming loan backed by Fannie Mae or Freddie Mac. Some appraisers used for these loans have been hired on the cheap and may lack the education, experience and time to do a good job -- basically, to verify that your home's sale price is supported by its market value. A poorly done appraisal that says your home is worth less than it really is can stop a loan from being approved.
Accepting only cash offers dodges the problem. But it's probably better to do what you can to influence the appraisal process. To start, you and your agent can share information with the appraiser, including your agent's analysis of market prices, says Leslie Sellers, president of the Appraisal Institute, a professional standards organization. And be sure to point out unusually low sale prices due to short sales and foreclosures, which shouldn't unduly influence your home's appraisal.
Sellers can also get their own appraisal and share that with the appraiser. A "listing appraisal" runs about $350 to $550. Look for an appraiser who has earned the Appraisal Institute's "certified residential" or its top "certified general" designations (visit www.appraisalinstitute.org).
If an appraisal fails to support the negotiated price,... |
Click here to read the rest of the article from Kiplinger
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FLOODED HOME BE REBUILT IN LESS THAN A MINUTE
courtesy ofRay Broussard
Maritime New Media, Inc.
New Orleans. LA 70124
RayBroussard@cox.net
flooded house demolition and new home rebuild timelapse movie
Here are some more Katrina related pictures captured mostly in October 2005.
Are you needing an ALABAMA "Certified Residential Real Property Appraiser, FHA Approved," who covers BALDWIN and MOBILE Counties? Contact Albert Marshall Cheney who places emphasis on professionalism and quality when completing a residential appraisal report for a client. Cheney Appraisal Services, Post Office Box 8888, Mobile, AL 36689-0888. Telephone: (251) 533-2424, Fax: (251) 252-7737. You may E-mail at Albert@CheneyAppraisalServices.com or go to the web site www.CheneyAppraisalServices.com
"Birmingham, Alabama Certified Appraiser" Are you looking for a Certified Residential Real Property Appraiser in the Birmingham, Alabama area who services Blount, Jefferson, St. Clair and Shelby counties? For more information, go to this web site, http://www.gregeaster.com/, and contact Greg Easter now!
| NASHVILLE AREA CHAD HAYES CERTIFIED FHA APPRAISER |
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We are a leading provider of residential real estate appraisals within Davidson County, Wilson County, Williamson County, Rutherford County, Sumner County, Maury County, Montgomery County, Robertson County, and Cheatham County of Tennessee. Chad D. Hayes, Certified FHA Appraiser, | |
http://www.hayesappraisalgroup.com/Home
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bhschaffer@levees.org
California Chapter
kc.costa@levees.org
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DrLevine@levees.org
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Oregon@levees.org
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